Annuities
Taking an annuity will offer you a guaranteed income for life. However, it is worth assessing all options before making a decision.
What is an Annuity
An annuity is a guaranteed retirement income for life paid at stated intervals until a particular event (usually the death of the person receiving the annuity). Annuities are normally purchased from a life assurance company at retirement in return for a lump sum payment (from your pension fund).
The level of retirement income you receive will depend on annuity rates at the time of your annuity purchase.
Annuities may be more suited to people who wish to avoid potential risks and would prefer a guaranteed income for their retirement.

Single-Life Annuity
A single-life annuity is payable for the rest of your life only.
Joint-Life Annuity
In a joint-life annuity, a percentage of your pension is payable to your spouse after you die.
Enhanced Annuity
An enhanced annuity is offered based on your health circumstances and lifestyle.
Single-Life Annuity
A single-life annuity is payable for the rest of your life only.
Joint-Life Annuity
In a joint-life annuity, a percentage of your pension is payable to your spouse after you die.
Enhanced Annuity
An enhanced annuity is offered based on your health circumstances and lifestyle.
Single-Life Annuity
A single-life annuity is payable for the rest of your life only.
Joint-Life Annuity
In a joint-life annuity, a percentage of your pension is payable to your spouse after you die.
Enhanced Annuity
An enhanced annuity is offered based on your health circumstances and lifestyle.

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